Shaping future Technology Ventures as Investor and Entrepreneur
Apoera stems from the pasquense language spoken on the Easter Island and refers to “the day after tomorrow”.
As my Birthplace, it carries a special meaning: An unique combination of confidence into the future while appreciating the own heritage.
About me
Ralf Heim
For more than 15 years, I have built and scaled software companies. Today, I focus on growing a portfolio of 12 ventures as Investor.
Awards & Recognitions
Over the past 15 years, I was fortunate to obtain several awards as founder, on behalf of my companies my teams and I founded and as Investor.
Awarded as “Entrepreneur of the Year” 2025 in FinTech by Bitkom and winning the FinTech Germany Awards in 2024 and FinTech Belgium Awards in 2022.
In the years prior Fincite was awarded as Top 50 fastest growing companies in Germany in 2017/2018 and in 2016 won the Stevie Awards for Best Technology Startup.
Venture Portfolio
Content Online
We Technologie das Asset Management verändert - Podcast im Payment and Banking
Interview in der FAZ mit Ralf Heim zum FinTech Standort Frankfurt
Interview in London at the Global WealthTech Summit
Ask me anything - Podcast mit Payment & Banking
Demo Session with Fincite at Finovate London
Interview in London at Finovate
Interview with Richard Doherty from FinTech Scaling
Interview on the Development in Stock and Private Markets after Covid at Traders Weekend
Interview with the CEO Podcast on Scaling Companies
Interview mit Frankfurt Main Finance zum FinTech Standort Frankfurt
Interview with Craig Iskowitz on WealthTech in US vs. Europe
Interview bei Finance Forward zu Personal Investing
Die Gesichter der FinTech Branche - Interview im Payment and Banking
Interview on the Website of the Consulting Company Horvath & Partners
Interview at StartUp Grind in Frankfurt
Interview in the Wall Street Lab mit Ralf Heim